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Ideas that burn through the dark.

The Africans Time on Digital Payments, Fintech and Regulatory Change

There is a particular kind of electricity in African finance right now. You can feel it in a market stall where a trader lifts a phone instead of a cash box, in a minibus where a rider asks for a transfer instead of coins, in a startup office where engineers argue over KYC flows and offline transaction fallback, and in a central bank meeting room where supervisors wrestle with a question that refuses to stay simple: how do you protect the system without suffocating the most

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